Portfolio Defense Clients

Over the past ten years, as the sun rises each morning in Asia and passes from time zone to time zone to cross the US, custom scores and recommendations developed by Portfolio Defense have enabled a wide variety of clients to execute strategies that are key to their business operations.

A global bank optimizing collections strategies in India; a leading bank in Australia assigning credit card limits; a large retailer in Thailand making sales finance decisions; a major local bank managing mortgage accounts in Hong Kong; a leading card lender applying revenue optimizing strategies in Japan; and leading banks, retailers, and credit unions in the US; Portfolio Defense analytics and consulting services are at work.

In the United States, two of the top three credit card lenders, two of the top five indirect automotive lenders, four of the top ten home equity lenders, and many top mortgage lenders benefit from Portfolio Defense analytics and services.

Testimonials from some key clients.
"Portfolio Defense developed our first set of risk models, which enabled our retail business to survive the shocks of 9/11 and grow over these past eight years, with multiple generations of models."
V.P. Risk, major automotive retailer

"You built a set of 10 account management models, generating and analyzing over 500 variables for each model, using both Masterfile and CB data, and delivered them in just 12 weeks from receipt of data. I've never seen anyone able to do that before. And oh yes, KS values into the 60's. Amazing."
Chief Credit Officer, top ten US Bank

"We have known and worked with Peter and Jimmy for more than 10 years. They have been valued business partners, reliable advisors, and friends, and we hope to work with them for many more."
S.V.P. Risk, top three US Bank

"Your Conference has knocked it out of the park. From the attendees, to the surroundings, and the quality content, you've done a great job. And you know I've attended a lot of conferences and wouldn't say this unless I really meant it."
E.V.P. Risk Management, major global Bank
Client references.
Portfolio Defense is always pleased
to offer detailed references upon
request.

Please contact Peter DeForest
at 415-492-8262 for more
information.



Proprietary new technique to reduce disparate impact of credit risk scores permits enhanced fair lending compliance and community outreach.